We are Generation DO. Not because we do things (though we totally do things sometimes), but because we’re absolutely swamped with debit orders each and every month. You see, when our parents were younger, a debit order was a “volksvreemde” thing. They paid their dues and carried on with their life. No worries there. But unfortunately, most of us missed the plot.

Hulle sê jy moet skuld maak om nog skuld te maak

Hoe waar is dit nie? Ons is in die sogenaamde bollie met dit. Ons was geleer om jou ouers se kar te bestuur, en dadelik skuld te maak om vir jou ‘n kar in die toekoms te kry. Dis hoe dit werk. Selfs om ‘n blyplek te kry, selfs om vir jouself ‘n yskas te koop. Skuld was nog altyd in ons toekoms, en ons sal daarin bly. Debit orders is jou voorland.

A debit order is a way for a third party, that you have given permission, to collect money from your bank account. It’s typically used to collect monthly subscriptions, insurance premiums or loan repayments.

Precisely. This basically means that you have to pay your bills on time, no questions asked. And like many of you, we are also “subscribed” to this atrocity. We didn’t grow up in a rich family where everything was handed to us. No, we had to sign documents to say that we will be subjected to the DO for the rest of our lives. And with every single cent we have, we tried to tame the DO, maar genoeg is nooit genoeg. Dit blyk nooit minder word nie.

Kry my jammer? Nope, we’re on the same DO-boat as you. We dread the 1st of every single month. We also hope by some or other miracle that they might forget about us, and the DOs that are coming to us.

Now, let’s talk about the DO. It’s not a person, nor an object. It’s hell your means of paying back what you owe… All of us are guilty of purchasing some or other object that we don’t really need, nor improves our lives. What influence does that R600 stainless steel pot have in your life? Making food look better uncooked and impressing your friends? How about that coffee machine? Do you really need it? Has it improved your coffee-world? If so, congrats! But now you’re stuck with the DO.

How do you get rid of the DO?

Jy kan nie, perd. Jy kan probeer so hard as wat jy wil, it’s not going to happen. As part of the DO generation, your job is simple. You might avoid the DO for two to three months, but because we’re in this generation, we’re going to be back at square one in a matter of months. Just staying alive is expensive. Vehicles are expensive. Who can fork out R100 000 for a vehicle right here and now? Dis belaglik. So, we’re going to be stuck in this routine for most of our lives.

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But let’s not get disheartened and stuff because of the DO. As much as we hate the DO, it teaches us to be responsible and actually give a damn about something other than ourselves. We care about our good credit. If you don’t, you’re a liar and should slap yourself across the face right now.

The one thing that we can all agree on is that the DO has taught us to “check yourself, before you wreck yourself.” We do not spend a ridiculous amount of our hard-earned cash on alcohol and drugs. We cannot afford it. We hate our DOs, but in a sense, we are still grateful for it. It has shaped us into the people (broke as fuck) that don’t spend R1 500 on a night out. I would rather give it to the DO, pay my dues and live off the rest of it.

We are forced by the DO to restrain ourselves and chill for a moment. Can you imagine the carnage if the DO was not in your life? Would you ever be sober? Would you ever be responsible? And would you ever care about something other than yourself?

We’re part of the DO generation. We were born into it. We cannot fight it. But in time, we can overcome it. And we’ll be a better person because of it.